Radiant Credit Union

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FREE CHECKING
Opening a checking account with Radiant is not just about securing your money it's about creating a partnership with financial experts who are dedicated to making your financial dreams a reality.
  • Free contactless debit card
  • Free eBanking & BillPay
  • Free Mobile App w/mobile deposit
  • Nickel Back Rewards
  • Early Direct Deposit
  • Digital Wallet Compatible
  • Unlimited check writing
  • No monthly account fee
  • No minimum balance requirement
  • No overdraft transfer fee
  • Free eStatements
REGULAR SHARES
Radiant’s savings accounts are designed to meet your needs with convenience and flexibility. Our Regular Share savings account provides your membership with the credit union.

*NOTE: Only one Regular Share account is permitted per individual as it represents your credit union membership.
MONEY MARKET
Watch your money grow with a Radiant Money Market Account. Earn higher dividends along with flexible access to your account.
  • High yields on balances of $10,000 and above
  • No monthly service fee
  • Access funds online
  • 4 balance levels with 4 interest rate levels
EVEN UP
Radiant’s Even-Up Savings Account helps you easily build your savings from your normal spending. Radiant automatically rounds up your debit card signature and PIN purchases to the next dollar. Then, the ‘rounded-up amount’ is placed into your Even-Up Savings account – automatically. And, the best part is the great rate you’ll be earning on your Even-Up Savings. Hassle-free savings to help you save for what you need.
  • Automatically rounds up each debit card transaction.
  • Transfers rounded up balance to savings every day.
  • Earn up to 10.00% Annual Percentage Yield.
  • Build your savings easily and automatically.
  • Requires debit card
CHECKING WITH INTEREST
Enjoy unlimited access to your funds while earning interest on your money. Take advantage of all these features and more:
  • Earn interest on balances over $500
  • Dividends are compounded monthly
  • Free contactless debit card
  • Free eBanking and Bill Pay
  • Free Mobile App and Mobile Deposit
  • Free eStatements
  • Digital Wallet compatible
  • Early Direct Deposit
  • Nickel Back Rewards
  • Unlimited check writing
  • No overdraft transfer fee
  • Pay a $5 monthly fee only if your balance is under $500
  • Current Rates: https://www.radiantcu.org/rates/index.shtml
SPECIAL SHARES
Save for that something special. Special Shares are designed to help members save for themselves. Save for your vacation, your dream car, your education, your holiday, or even your next home.
  • No limitation as to how many shares can be opened.
  • There is no initial deposit required.
  • Great for vacation or holiday savings accounts.
Certificates
Certificates are an ideal savings plan for those with savings to invest over short or extended time periods. Share Certificates allow you to grow your money with a locked-in rate of return and maximum security. We offer a variety of terms at great rates so saving is simple and secure.
  • Terms of 6-60 months
  • Minimum opening balance is $1,000.00
  • You may borrow against your share certificate
  • Fixed and adjustable rate available
6 MONTH CERTIFICATE
Adjustable Certificates
Protect your hard-earned savings from today’s inflation while also taking advantage of changing interest rates with Radiant Credit Union’s Adjustable-Rate Certificate. Our special Adjustable-Rate Certificate lets you lock in the security of a great term savings rate while also adjusting to benefit from today’s changing interest rates.
  • Terms of 12 or 24 months
  • The certificate rate is adjusted on January 1st and July 1st
  • You may borrow against your share certificate
  • Minimum opening balance is $1,000.00
12 MONTH ADJUSTABLE CERTIFICATE